What has the Honest John team been asked this week?

[Web Version]( | [Update preferences]( | [Unsubscribe]( [Facebook icon]( [Like]( [Twitter icon]( [Tweet]( [Forward icon]( [Forward]( [Will claiming on car hire excess cover affect my car insurance price?]( Posted by on 28 June, 2024 What is the position in regards to damage to a holiday hire car? A friend hired a car in Cyprus and arranged separate car hire excess cover. His car was damaged while parked and he has paid €750 to the car hire company. Will he have to declare this incident to his UK car insurance at renewal if he makes a claim on the excess insurance. He doesn’t have protected NCD as he is very young. [Read more →]( [Does the owner of a car have to be named as the main driver for insurance purposes?]( Posted by on 28 June, 2024 I am the owner and registered keeper of a Peugeot 107 that I have not used for over a year as I now have a new car. The Peugeot is in the garage, untaxed, uninsured, has no valid MoT and is SORN by the DVLA. My partner who is currently taking driving lessons and has a provisional driving licence wants to use the Peugeot once she has passed her theory and practical tests. Once she passes she will then use the car and be the one who drives it the most to work etc, although I will also use it occasionally. It can get a bit confusing when obtaining insurance quotes as to who is the main driver, named driver and registered keeper. Am I right in thinking that if my partner insures the Peugeot then she must be the main driver but I can be the named driver but I can still remain as the registered keeper? I've also noticed when trying to obtain an insurance quote it asks who the owner is, so is this me or my partner or is that the same as the main driver? It's all very confusing! [Read more →]( [Will the compulsory fitting of speed limiters on new cars mean insurance policies could be reduced?]( Posted by on 28 June, 2024 With the compulsory fitting of 'speed limiters' on new cars from July 1st, is it wishful thinking insurance policies could be reduced? [Read more →]( [The excess wording on my insurance policy is not clear - can you help?]( Posted by on 28 June, 2024 I am trying to fully understand the terms of the policy excess for my car. The document states under "Accidental Damage" the following: "£350 (this includes £250 voluntary excess). My understanding of this would be that the £350 includes the £250, so the total excess payable is £350. I have queried this with the Insurance Company and they say the total payable is £350 + £250 i.e.£600. Is this correct? [Read more →]( [Can I challenge a box junction fine because the yellow lines were faded?]( Posted by on 28 June, 2024 I entered a yellow box. The video and photo show that the yellow markings of the box are very faded, particularly in the lane I was in. A driver concentrating on whether to move forward would not see the faded yellow lines. [Read more →]( [If an electric car catches fire who is responsible?]( Posted by on 28 June, 2024 I understand that the batteries on EVs are not as susceptible to fire as news reports might suggest. However in the event of the drive battery catching fire and destroying the car is that covered by the car warranty or by the driver's insurance? And if other cars or property are damaged as a result of the EV fire who is liable for that. The driver or EV manufacturer? [Read more →]( [My family has had an NIP for speeding but we don't know who was driving at the time - what can we do?]( Posted by on 27 June, 2024 Two family members have received an NIP for the same offence, we don’t know which one was driving, what do we do? It was a company vehicle that both drive and were both in on the offence day. [Read more →]( [Should I be concerned about buying a car with no service history?]( Posted by on 27 June, 2024 I have just bought a used SEAT Mii from a dealer but there is no service record, manual or spare tyre. He has also said he has replaced the glass panel at the rear. Should I be concerned? [Read more →]( [I am appealing a parking ticket but have received no response, what should I do?]( Posted by on 26 June, 2024 I recently received via the post a Notice to Keeper from parkmaven alleging I had not paid for a a parking charge in The Shires Shopping Centre, Trowbridge. I did pay the £1.00 charge and I have a photo of the machine displaying this fact. I paid using my iphone using Apple Pay and this transaction appears on the phone. I also have a charge showing on my Bank Statement for £1 payable to YourParkingSpace.co. I have made numerous attempts to submit an appeal but their system keeps displaying an error message. I have also sent emails requesting advice but to date have had no reply. What would you advise I do next please? [Read more →]( [How much spare fuel can I carry?]( Posted by on 26 June, 2024 What is the legal position on carrying in a private car a can containing spare E10 petrol? if it is legal so to do, what is the best currently available 'explosafe' can? [Read more →]( [How can I restore my headlights?]( Posted by on 26 June, 2024 I have a 55 reg Honda S2000, the headlight glass has over the years become very dull. I’ve tried a couple of products to restore the brightness but none has a lasting effect. Can you recommend a product that actually works? Replacement headlight units are very expensive. [Read more →]( [Value of MK 1 Triumph Staghh]( Posted by on 25 June, 2024 I have a1970 MK 1 Triumph Stag which has been completely rebuilt and is in pristine condition. It runs beautifully. The colour is saffron with a tan interior. It has an original MK 1 hood which I believe is now unavailable and although I run it on MK 2 wheels I have the original MK 1 wheels and wheel trims. If I were to sell it what should be the asking price ? [Read more →]( [Why does my imported car pay high road tax?]( Posted by on 24 June, 2024 I have Smart 450 imported from Australia in 2013, it's a standard car but they charge me £200 pound a year road tax is there anyway I can do? [Read more →]( [What car would you recommend for both short trips and very long journeys?]( Posted by on 24 June, 2024 I have just started a new job which will involve driving long distances at periods across all kinds of roads including motorways and single lane roads. I will be using my own vehicle, but when I am not travelling for work, I will be doing a lot of shorter town journeys. Reliability is really important for me as I will often find myself in remote locations. I have a budget of up to £18k max and am looking to purchase a vehicle no more than 4 years old with old to 40k mileage, as I will be keeping it for 5 years before trading it in and would also therefore like for it to have a good resale value. I really like Toyota and most of the Japanese and Asian car brands. I need a big boot too as I will also have a dog in the vehicle a lot of the time outside of work and for carrying luggage. I have test drove the Kia Xceed and thought it was okay. I like the look of the Toyota C-HR but worry about the battery issues. The Toyota Corolla is alright but the boot is rather small. I am currently looking at the Mitsubishi Eclipse Cross. I really like it, but it does not seem too fuel efficient. [Read more →]( [What company car do you suggest for a growing family?]( Posted by on 24 June, 2024 My company are encouraging me to take advantage of a company car due to increasing mileage. The timing of this coincides with us expecting our 3rd child. Can you give me recommendations for something comfortable with a quality interior but practical for short journeys with the family (2 adults, 3 children). I'd like to pay as minimum as possible on the BIK tax. Our current cars are a Peugeot 5008 and Mazda3 (we will sell the Mazda3 eventually). [Read more →]( [What car would you suggest for someone with arthritis problems?]( Posted by on 24 June, 2024 My wife has arthritis in both hands. She has great difficulty operating the gear levers into reverse and the button on the hand brakes on both our cars. Electric handbrakes probably would solve that problem. How should we overcome the gear lever problem? Are there any particular models of cars we should be looking at please? [Read more →]( You received this email because you signed up to our mailing list. If you’re not interested in receiving our newsletter any more, you can: [Edit your subscription]( | [Unsubscribe]( Honestjohn.co.uk 5 New Street Square London United Kingdom EC4A 3TW