💪 Revolut muscles its way to the top

Revolut announced a share sale to take its value to $40 billion | Birth rates in developed countries are at an all-time low | [Finimize](   TOGETHER WITH     Hi {NAME}, here's what you need to know for June 22nd in 3:14 minutes.   🔑 It might seem like the wealthy have got their secrets under lock and key, but we're picking that lock. So join us for [How AI Can Help You Invest Like The Wealthy]( on Tuesday, and find out how modern technology can open doors. [Grab your free ticket]( Today's big stories - Revolut’s beady eye locked onto a share sale, which would value the fintech company at over $40 billion - Three experts shared their very best portfolio ideas for 2024 – [Read Now]( - Birth rates in the world’s most industrialized economies have more than halved since 1960 Starting A Revolution [Starting A Revolution] What’s going on here? Insiders [estimated]( that Revolut’s share sale could value the UK fintech company at $40 billion, enough to start a new legacy as Europe’s top start-up. What does this mean? Revolut plans to sell about $500 million worth of existing shares, which would lift the SoftBank-backed company’s valuation to over $40 billion – a 20% jump from $33 billion in 2021. That would see Revolut fly past the market caps of UK lender NatWest and Paris-based Société Générale. And with much of the fintech market in turmoil, success really stands out. Sweden’s Klarna, to name one cautionary tale, saw its valuation nosedive from $46 billion to under $7 billion in 2022, with much of the blame pinned on interest rate rises and political risks. There could be another big win in the cards, too: Revolut has been waiting for a UK banking license for three years, which – if and when it’s granted – could work wonders on the company’s lending business. Why should I care? Zooming out: Home or away. In the UK, high interest rates and election uncertainties are making folk wary of risky investments, so companies are holding off on going public until the climate is more welcoming. That’s drying up the initial public offering (IPO) market, a key cash source for UK startups. So it’s no surprise that activist investors are nudging British companies to list in the US, where they could take advantage of the country’s generally higher valuations. Stateside companies can also lure in top talent with better pay, and they have fewer restrictions. The bigger picture: Beyond Blighty. Europe’s IPO market isn’t faring much better than the UK’s. This week, both Italian luxury sneaker brand Golden Goose and Spanish fashion retailer Tendam hit the pause button on their IPO plans, blaming the market chaos stirred up by France's snap election. Mind you, there are US elections looming in the fall too. You might also like: [How to make the most of IPOs.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=Starting A Revolution&utm_campaign=daily-global-22-06-2024&utm_source=email) Analyst Take Three Pros Spill The Beans On Their Best Investment Ideas [Three Pros Spill The Beans On Their Best Investment Ideas]( [Photo of Reda Farran, CFA] Reda Farran, CFA, Analyst It’s a truly splendid problem to have: you come into a little financial windfall and you just don’t know [what to do]( with it. With meme stocks making headlines again and the biggest ten stocks in the S&P 500 making up a record 35% of the index, keeping a cool head with your investment choices is [more important]( than ever. So three top-of-their-game wealth advisors recently shared their [best ideas]( with Bloomberg, and I’ve taken them a bit further to help you put them into action. That’s today’s Insight: [the best places to consider investing a lump of cash now](. [Read or listen to the Insight here]( SPONSORED BY DIREXION Seize the day Traders don’t see disaster when markets move quickly like they are today: they see opportunity. With [over 75 Leveraged and Inverse ETFs](, Direxion gives traders the tools to trade opportunistically, however and whenever the market changes. These Leveraged and Inverse ETFs help traders seek to [amplify high-conviction trades by up to 300%](, so you can make a bigger bet on a market move or technical signal without accessing more capital. Plus, you can manage your level of risk every day with Direxion, so you’re not stuck out in the cold if the winds change. Inverse ETFs, meanwhile, allow traders to bet on price dips, without having to “short” an asset. So if you think everyone’s backing the wrong trend, [you can go against the grain](. [Discover tools for risk-tolerant traders with Direxion](. [Find Out More]( An investor should carefully consider a Fund’s investment objective, risks, charges, and expenses before investing. A Fund’s prospectus and summary prospectus contain this and other information about the Direxion Shares. [Click here to obtain a Fund’s prospectus and summary prospectus]( or call 866-476-7523. A Fund’s prospectus and summary prospectus should be read carefully before investing. Leveraged and Inverse ETFs pursue daily leveraged investment objectives which means they are riskier than alternatives which do not use leverage. They seek daily goals and should not be expected to track the underlying index over periods longer than one day. They are not suitable for all investors and should be utilized only by sophisticated investors who understand leverage risk and who actively manage their investments. Direxion Shares ETF Risks — An investment in the ETFs involves risk, including the possible loss of principal. The ETFs are non-diversified and include risks associated with concentration that results from an ETF’s investments in a particular industry, sector or company, which can increase volatility. The leveraged and inverse ETF utilize derivatives, such as futures contracts and swaps which are subject to market risks that may cause their price to fluctuate over time. The leveraged and inverse ETFs do not attempt to, and should not be expected to, provide returns which are a multiple of the return of their respective index or underlying security for periods other than a single day. The leveraged and inverse ETFs may also subject to leverage, correlation, daily compounding, market volatility and risks specific to an industry, sector or company. The non-leveraged ETFs are subject to certain risks, including imperfect index correlation and market price variance, which may decrease performance. The non-leveraged ETFs may invest in a relatively small number of issuers and, as a result, be subject to greater risk of loss with respect to its portfolio securities. The non-leveraged ETFs may experience greater fluctuation in its net asset value as compared to other investments. The non-leveraged ETFs may be appropriate for investors with a long-term investment time horizon, who primarily seek capital growth, and who are able to tolerate periods of prolonged price declines. Please read each ETF’s prospectus for a more complete description of the investment risks. There is no guarantee that an ETF will achieve its investment objective. Distributor: Foreside Fund Services, LLC. When you support our sponsors, you support us. Thanks for that. If you want your brand featured here, [get in touch.]( No, Baby [No, Baby] What’s going on here? Birth rates in the world’s most industrialized economies [have]( more than halved since 1960, as the baby boom becomes more of a murmur. What does this mean? A recent report showed that across the world’s 38 most industrialized countries, the average birth rate for a woman was a record low of 1.5 children in 2022. That’s down from 3.3 in 1960 – the point that pushes you toward a people carrier. So now, that rate's sitting well below 2.1 children – the level where a country’s population is considered stable without relying on immigration. France and Ireland had the highest fertility rates in Europe, while the measure of childlessness more than doubled in Italy, Spain, and Japan. Interestingly, birth rates slipped in many countries with extensive policies designed to support families. Meanwhile, higher birth rates were associated with countries that have higher levels of female employment. Kids are expensive, after all, and the cost of housing was cited as an increasing barrier. Why should I care? Zooming out: The hard facts. The fewer children born in a country, the smaller its future workforce. That means labor shortages are more likely, which can force companies to hike salaries to attract rare talent – a tactic that can fire up inflation. On top of that, a shrinking workforce means fewer folk paying taxes, and that’s far from ideal when the government needs to care for an aging population. But there could be opportunities for some: healthcare and AI sectors could supplement workforces and aid the elderly – and make cash doing it. The bigger picture: A new hope. On the flip side, investors see potential in countries with increasing populations. Case in point: India’s population of 1.4 billion – the biggest in the world – is pushing the country’s economy forward at some pace. It’s no coincidence that investors have been drawn to it, especially now that China’s stop-start economy is looking less alluring. You might also like: [Two places where Einstein would invest right now.]( Copy to share story: [( 🙋 [Ask a question](mailto:questions@finimize.com?body=Ask us a question: Where are you writing from? Let us know and we'll mention it when we reply.&noapp=true&subject=No, Baby&utm_campaign=daily-global-22-06-2024&utm_source=email) 💬 Quote of the day "When things are really dismal, you can laugh, or you can cave in completely." – Margaret Atwood (a Canadian poet, novelist, literary critic, and inventor) [Tweet this]( 🤠Howdy, partner Your partner can dump you, you can get fired with barely any notice, and your landlord can kick you out. You'll always have a friend in us, though. [Introduce your brand to our million-strong community]( of active, savvy investors, and secure yourself a real stable gang. [Talk To The Team]( 🧢 Small-Cap Stocks Won’t Underperform Forever [Small-cap stocks]( have been underperforming their bigger brothers and sisters in the US since 2014. That’s left them [trading cheap]( – not just compared to the big caps, but also compared to their own history. And it’s left investors wondering when this period of underperformance might reverse. [Here’s what Bank of America says about when they might catch up](. [Read The Quicktake]( 🎯 On Our Radar 1. Yes chef. What it’s like to spend the day in the heat of a [Michelin-star kitchen](. 2. There's nothing like staying active. Here's how [different active investing strategies]( could play out for you.* 3. Sky full of stars. Here are some of the [best telescopes for beginners](, to make the most of the night skies. 4. Gyms, restaurants, car dealerships. [Celebrities and the ultra-wealthy have been investing in franchises]( for years, and now you can too.* 5. All in the mind. A look at [why we dream]( and what they might mean. When you support our sponsors, you support us. Thanks for that. 🌍 Finimize Live 🤩 Coming up soon... 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