💳 Earn $250 Kogan.com Credit with No Annual Fee on the Kogan Money Credit Card!

Pay 0% p.a. interest on purchases for 9 months, no added fees. 12 Sep 2024 | Can't see images? [View Online →]( [Dick Smith Australia]( . [TVs]( [Computers & Tablets]( [Phones]( [Cameras]( [Audio]( [Gadgets & Toys]( [Tools & Auto]( [More →]( [Kogan Credit Card - $250 Kogan Credit]( More Essential Deals   [Kogan Internet]( All applications are subject to credit criteria. Fees, charges and Terms and Conditions apply. See the full Terms and Conditions related to this product at koganmoney.com.au/credit-cards/important-information. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer commenced 2 September 2024. We reserve the right to withdraw or change the offer at any time without notice. This information is correct at 2 September 2024. Any interest rates shown are variable. Kogan Money Credit Cards are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”). NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Our/us/we means NAB unless the context otherwise requires it. †To be eligible to receive the $250 Kogan.com Credit, you must apply for a new Kogan Money Credit Card, then spend $3,000 or more on eligible purchases using your new card within 3 months from approval (spend period). Please note, purchases must be processed and charged to your account within the spend period. Eligible purchases excludes Cash Advances, Balance Transfers, Special Promotions (for example, transfers to other accounts with a Fixed Payment Option), refunds and chargebacks, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi branded accounts, fees and charges such as interest and ATM charges, and transactions made using Rewards Points. The Kogan.com Credit will be credited to your Kogan.com account up to 10 weeks after the end of the qualifying period, and will expire 12 months from the date it is applied. Your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the Kogan.com Terms and Conditions and Privacy Policy. Your Kogan Money Credit Card must remain open and in good standing (for example your account is not in default, suspended, or closed), and your Kogan.com account must remain open for the Kogan.com Credit to be credited. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is for new Kogan Money Credit Card customers only and cannot be used in conjunction with any other promotions or offers. If you have previously held a Kogan Money Credit Card, you will not be eligible for this offer. This offer commenced 2 September 2024. We reserve the right to withdraw or change the offer at any time without notice. xPurchases and Balance Transfer offer Purchases: The promotional rate of 0% p.a. will apply to the retail purchase balance for a promotional period of 9 months, commencing from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 21.99% p.a. will apply to the retail purchase balance. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. Balance Transfers: Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer within 3 months from account approval, for a period of 9 months, commencing from the date the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.74% p.a. Rewards Points are not issued on balance transfers. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs at [koganmoney.com.au/credit-cards/FAQs](. Minimum monthly payments required. Payments will be applied to your account as per the [Credit Card Terms and Conditions and Other Important Information.]( Please note that if you make a retail purchase before your balance transfer is processed, payments made during the promotional period will be applied to the retail purchase balance before the balance transfer. This offer commenced 2 September 2024. We may vary or end this offer at any time. ‡Your complimentary FIRST membership is linked to the Primary Cardholder’s Kogan.com account. As the Primary Cardholder, your Kogan.com account will be set up upon approval of your application (if you don’t already have one). You will receive an email requesting that you activate your Kogan.com account and agree to the [Kogan.com Terms and Conditions]( and [Privacy Policy](. You can then register for Card Rewards (which will allow you to access your FIRST membership benefits, use your Card Rewards Points towards eligible purchases at Kogan.com, and pay for eligible purchases using a Fixed Payment Option when paying with your Kogan Money Credit Card). To register for Card Rewards, you will need to agree to the [Shop with Card Reward Points terms and conditions]( and [Pay using Fixed Payment Options at Kogan.com terms and conditions](. You may only enrol one credit card at any time with Shop with Points. To then register for FIRST Membership, you will need to agree to the [Kogan First Terms and Conditions.]( You will need to register for FIRST Membership within 40 days after your Kogan Money Credit Card is approved. Additional Cardholders are not eligible for complimentary FIRST Membership. FIRST Membership is administered by Kogan Australia Pty Ltd, and the complimentary FIRST membership benefit may be withdrawn or changed at any time. Note that free shipping, express shipping upgrades and exclusive specials are not available on all products on [Kogan.com]( or [Dick Smith](. For further information on FIRST membership [click here](. ^Based on Kogan’s Internet nbn50 current plan pricing over 12 months on [Finder]( when compared against other nbn50 monthly plans over the same period. Correct as of 12/09/2024 when comparing monthly internet plans over 12 months for new customers only. ⁺The $10 off offer: Ends 30/09/24 11:59PM AEST. Kogan Internet has the right to extend, change, or withdraw the offer at any time. Discount available to approved new Kogan nbn™ customers subject to a service qualification check (‘Eligible Customers’) who sign-up to a Kogan Gold nbn™ 100, Kogan Silver nbn™ 50 or Kogan Bronze nbn™ 25 month-to-month plan. $10 discount is applied months 1 until month 3 (inclusive) if you remain continuously connected (‘Discount Period’). Applied as a recurring monthly credit. If you cancel your Kogan nbn™ service during the Discount Period, credit applicable to the month of cancellation will be forfeited. Minimum monthly spend is $53.90 (Bronze nbn™ Home Basic Discount offer for 3 months, $63.90 thereafter), $58.90 (Silver nbn™ Home Standard Discount offer for 3 months, $68.90 thereafter), $68.90 (Gold nbn™ Home Fast Discount offer for 3 months, $78.90 thereafter). Minimum monthly spends are calculated based on current pricing which may change over time. Delivery restrictions on some products may apply. During checkout, please enter your postcode to see if delivery is available in your area. 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