Buying or selling a home? Hereâs what you need to know
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[Better]( Homebuyers Homebuyers 3 reasons to buy your home online Maybe weâre a bit biased (Better Mortgage has funded $100B home loans entirely online) but we believe digital home buying is the secret weapon every homeowner needs to unlock. Hereâs why: Understand your budget asap Waiting? In this economy?? Brick-and-mortar lending is a time suck. At Better Mortgage, you can get pre-approved for free in as little as 3 minutes. If youâre not ready to get pre-approved, use tools [like this online affordability calculator]( to get a general sense of your budget. Shop smarter and find homes you love Swipe through listings, save your search settings, share your favs with an agentâwhen the entire process happens online, itâs speedy and streamlined. Make a competitive offer fast Some online lenders, like Better Mortgage allow you to instantly update and customize your pre-approval letter to reflect a specific offer amount. [Lock your rate]( e-sign paperwork, and your agent can submit your offer letter digitally.
A smarter home search Filter by price, neighborhood, school ratings, and more [Start looking for homes ->](
A smarter home search Filter by price, neighborhood, school ratings, and more [Start looking for homes ->]( Mortgage Mailbag ð¡ Mortgage Mailbag ð¡ Q: I want to buy a home but feel overwhelmedâwhere should I start? A: For 41% of recent buyers, the ï¬rst step in the home buying process was to [look online at properties for sale]( while 19% chose to contact a real estate agent first. Better Follow us for more homebuying tips and tools [Follow us on Instagram ->]( Better Follow us for more homebuying tips and tools [Follow us on Instagram ->]( Home Sellers Home Sellers How to keep curb appeal hot as temps drop Colder weather isnât ideal for showing homes: snow, rain, and dormant plant life can undercut curb appeal; gray skies might make a home seem cold and washed out. If you plan on listing and selling your home in the winter, use these tips to make your home feel inviting despite dreary conditions⦠Warm lighting design Shorter days can limit natural light and make your home fall flat. Amp up the cozy factor with candles, lamps, lanterns etc. If you have a fireplace, consider staging it with a full set of logs. Evergreen plant life A little bit of greenery goes a long way. Find shrubs and trees that bloom in the colder months and place them in your yard, porch, and entryway for a welcoming first impression. Colors and textures Make sure your home has enough visual dimension to draw potential buyers inâa fresh coat of paint on a dull wall, a textured throw blanket or pillow, bright details like this can counterbalance cold winter vibes. Better Home Card Ready to list your home? Use the Better Home Card to help cover staging costs [Get the Home Card ->]( Personal line of credit provided by Notable Finance
[Terms apply]( Better Home Card Ready to list your home? Use the Better Home Card to help cover staging costs [Get the
Home Card ->]( Personal line of credit provided by Notable Finance [Terms apply]( How much does the average US family spend on utilities annually? A. $1,500
B. $2,000
C. $5,000
D. $5,500 Find the answer at the bottom of this email. Homeowners Homeowners Cozy core season is officially here If youâre like most homeowners, you have a complicated relationship with winter. Itâs undeniably a great season for home and hearthâroaring fires, holiday get-togethers, decorations aplentyâbut the colder temps mean higher utility bills in many regions throughout the country! Here are a few tips for conserving energy costs this year: - Sunbathe
On days with rays, throw open the curtains and let natural heat from the sun warm up your home rather than relying on the HVAC system.
- Insulate
Donât let drafty windows and poor insulation undermine your heating efforts! Make sure windows and doors are properly sealed.
- Plan ahead
When youâre out of the house, donât pay to heat it. Adjust your thermostat around travel and other activities to reduce overall spending.
Weâll shop for your lowest rates across home, auto, and more We do all the work so you can bundle and save. [Find out how ->](
Weâll shop for your lowest rates across home, auto, and more We do all the work so you can bundle and save. [Find out how ->]( How much does the average US family spend on utilities annually? A. $1,500
B. $2,000
C. $5,000
D. $5,500 [Source]( Questions? Let us know purchase@better.com [415.523.8837](tel:1415-523-8837) * [Better Home Card Terms and Conditions]( [Better]
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[social]( [social]( [social]( [social]( *This is not a commitment to lend. [Terms and conditions]( apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Not available in all states. Rates and APRs assume a borrower with above average credit. The APR listed above is an estimate and may not include all applicable fees. Your APR may differ based on current market rates, credit score and other variables. Personal line of credit provided by Notable Finance LLC. Notable is a direct lender dedicated to providing a fast, transparent digital lending experience backed by superior customer support. All rights reserved. © Notable Finance, LLC | 6 Landmark Sq, Fl 4, Stamford, CT 06901 NMLS #1824748. Notable is a registered trademark with the U.S. Patent and Trademark Office. California customers: Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. © 2022 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Available in all states. Equal Housing Lender [Equal Housing Lender]. [NMLS Consumer Access]( The Better Home Logo is Registered in the U.S. Patent and Trademark Office BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. Alaska Mortgage Broker/Lender License (#AK330511); Alabama Consumer Credit License (#22548); Arkansas Combination Mortgage Banker-Broker-Servicer License (#114738); Arizona Mortgage Banker License (# 0942146); CA Dept. of Business Oversight - Finance Lenders Law License (#6052748); Loans made or arranged pursuant to Mortgage Company Registration with the Colorado Division of Real Estate (#330511); Connecticut Mortgage Lender License (#ML-330511); District of Columbia Mortgage Dual Authority License (#MLB330511); Delaware Lender License (#026589); Florida Mortgage Lender License (#MLD1484) Georgia Mortgage Lender License (#43354); Iowa Mortgage Banker License (#2018-0056); Idaho Mortgage Broker/Lender License (#MBL-2080330511); Illinois Residential Mortgage Licensee (#MB.6761046); Indiana DFI Mortgage Lending License (#330511); Kansas Mortgage Company License (#MC.0025544); Kentucky Mortgage Company License (#MC419058); Louisiana Residential Mortgage Lending License (#330511); Massachusetts Mortgage Lender License (#ML330511); Maryland Mortgage Lender License (#21438); Maine Supervised Lender License (#330511); Michigan 1st Mortgage Broker/Lender Registrant (#FR0020971); Minnesota Residential Mortgage Originator License (#MN-MO-330511); Mississippi Mortgage Lender License (#330511); Missouri Mortgage Company License (#19-2462); Montana Mortgage Lender License (#330511); North Carolina Mortgage Lender License (#L-162055); North Dakota Mortgage Broker License (#MB103296); Nebraska Mortgage Lender License (#330511); Licensed by the N.J. Department of Banking and Insurance (#330511); New Mexico Mortgage Lender License (#330511); Licensed Mortgage Banker - NYS DFS (#LMB-109666); Ohio Residential Mortgage Lending Act Certificate of Registration (#RM.804430.000); Oklahoma Mortgage Lender License (#ML011933); Oregon Mortgage Lending License (#ML-5310); Pennsylvania Mortgage Lender License (#46959); Rhode Island Mortgage Lender License (#20183669LL); South Carolina-BFI Mortgage Lender/Servicer License (#MLS-330511); South Dakota Mortgage Lender License (#ML.05201); Tennessee Mortgage License (#136757); Texas Mortgage Lender License (#330511); Utah Mortgage Entity License (#11448204); Vermont Lender License (#7618); Virginia Lender License (#MC-5863); Washington Consumer Loan License (#CL-330511); Wisconsin Mortgage Banker License (#330511BA); West Virginia Mortgage Lender License (#ML36354); Wyoming Mortgage Lender License (#3369); Nevada Mortgage Company License (# 5267) Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate, and operating in the State of California through its wholly owned subsidiary Better Real Estate California, Inc. (collectively, âBetter Real Estateâ) is a licensed (License No. 02164055) real estate brokerage and maintains its corporate headquarters at 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. A full listing of Better Real Estate, LLCâs license numbers may be found [here](. Equal Housing Opportunity. All rights reserved. Better Real Estate employs real estate agents (âBetter Real Estate Agentsâ) and also maintains a nationwide network of partner brokerages and real estate agents (âBetter Real Estate Partner Agentsâ). Better Real Estate Partner Agents work with Better Real Estate to provide high quality service outside the service area covered by Better Real Estate Agents or when Better Real Estate Agents experience excessive demand. Better Settlement Services, LLC. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007 Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007 Better Cover is Registered in the U.S. Patent and Trademark Office. Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states. The Better Home Logo is Registered in the U.S. Patent and Trademark Office This email was intended for {EMAIL} [View this email online]( | [Unsubscribe](