Make every penny count on National Savings Day 🏦💰

Reach your financial goals faster with a high-yield rate that's 8X the national average [  Advertiser disclosure]( [View in browser  ]( [Bankrate®]( Presented by [Bankrate®]( Choose a savings account to help grow your dreams Reach for your savings goals with a Marcus Online Savings Account. Earn 4.40% APY* with no fees or minimum balance. [Learn more]( Annual Percentage Yield (APY) as of 10/12/2023.* APY may change at any time before or after account is opened. Maximum balance limits apply. The articles below were not created by Marcus by Goldman Sachs® and may not reflect the institutional opinions of Goldman Sachs Group, Inc., Goldman Sachs Bank USA or any of their affiliates, subsidiaries or divisions. What is the average interest rate for savings accounts? The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. [Read article]( [alt goes here]( APY vs. interest rate: What’s the difference and why it matters While annual percentage yield (APY) and interest rate may seem similar, understanding their nuances is important for calculating and maximizing your financial returns. [Read article]( [alt goes here]( [AD]( High-yield savings to help you move closer to your goals Marcus’ high-yield savings can help your money grow more than a typical savings account at a traditional bank. [Grow your money]( [alt goes here]( How to create a biweekly budget in just 4 easy steps This type of budget involves planning your spending and saving around each of your two-week pay periods. [Read article]( [alt goes here]( [fed]( Goldman Sachs Bank USA. Member FDIC. National average is from the FDIC’s published National Rates and Rate Caps for Savings deposit products. See [www.fdic.gov/resources/bankers/national-rates]( for info. [fb]( [insta]( [in]( [tw]( [yt]( [tiktok]( © 2023 Bankrate, LLC. All Rights Reserved. Bankrate, LLC • 16 45 Palm Beach Lakes Boul evard • Su ite 12 00 • West Palm Beach, FL 33401 You received this update at {EMAIL} because you have a Bankrate account. You may unsubscribe from this email [here](. View our [privacy policy](.