Tipping pressures heat up

Americans growing sick of gratuities [  Advertiser disclosure]( [View in browser  ]( [Bankrate®]( 2023's rules for tipping have become complicated, and Americans are getting tired of it. This week's Brief looks at American tipping fatigue, and finally answers the question of whether or not to tip your plumber. Tipping is "out of control" says 30 percent of Americans More customers opt out of gratuities in 2023 [alt goes here]( Paying $7 for a latte is bad enough for some, but with tipping screens everywhere, gratuity fatigue is starting to set in for many. While tipping is often a given at restaurants, where waitstaff generally make $2.13 an hour with the expectation of tips, the lines around tipping etiquette are becoming more blurred – do you pay your dog walker? Your barista? The bellhop? The kid who mows your lawn? – and Americans are growing sick of it. The big numbers • A majority – 65 percent – of Americans "always tip" at sit-down restaurants, according to a survey conducted by Bankrate. While that may sound like a lot, the numbers are [actually going down]( 73 percent of adults in 2022 said the same thing. • Tip frequency has been falling for [nearly all services]( since 2022, including hair stylists (66 to 53 percent), food delivery workers (57 to 50 percent) and rideshare drivers (43 to 40 percent). • Two in three (66 percent) Americans surveyed this year said they have a [negative view of tipping](. The big impact With inflation already eating into consumers' restaurant budgets, the constantly added surcharges are taking their toll on how Americans view tipping. • On average, 30 percent of survey participants said tipping culture has [gotten out of control](. • Over two in five (41 percent) participants said they'd rather businesses [pay their workers better]( than pass the cost to the customers through tips. • Nearly one-third (32 percent) of participants said pre-entered tip screens [were an annoyance](. Where do we go from here? While some restaurants have gotten ahead of the crowd and eschewed tips in favor of higher wages for staff, tipping isn't likely to go away soon. Read on for ways to save, how much you should tip your cleaning service and more exclusive bites from Bankrate. Ted’s take “Few topics elicit as many passionate opinions as tipping. There’s so much confusion regarding who to tip, and if so, how much. A lot is changing, as technology makes it easier to tip some people and harder to tip others – as travelers who are short on cash can attest.” [Ted Rossman, Bankrate Senior Industry Analyst]( How much do I owe you? 2023's tipping rules Should I tip 20% if my DoorDash is cold? [alt goes here]( Do I tip my barista if he just poured me some coffee? What about my kids' daycare worker? If I have a one in my pocket, should I give it to the lady who held the door for me? Tipping has become uncharted territory for many, but [Bankrate's 2023 tipping guide]( can help clear the confusion. Quick bite: Having work done on your house? Tradespeople generally get a good hourly wage, so there's no need to tip. However, if your contractor finished the job early, did extra work, or came over on a holiday or late at night, a gratuity doesn't hurt. Here are some [other rules of thumb]( to follow. [Read article]( 17 unique ways to save money on summer groceries "We have food at home." [alt goes here]( Don't want to tip for a meal? Making food at home can save you money – and boost your cooking skills. While inflation might have hit your local grocers, there are still ways to save on necessities. Check out [Bankrate's top summer tips](. Quick bite: Curbside pickup isn't just for your pajama days – grocery shopping online can help you stick to your budget and avoid impulse purchases. (And no, you [don't need to tip]( the grocery worker.) [Read article]( No tipping tips A card for traveling foodies? It's more likely than you think. Check out our recommendation for the [best dining credit card]( for when you're abroad. Grubhub addicts, listen closely – your card might earn you food delivery perks. [Learn more](. Tipping might be a headache, but card rewards can help take the edge off. See our picks. Check out our [best restaurant cards]( for June. Financial etiquette for millennials and Gen Z Paging Emily Post [alt goes here]( Virtual finances have changed the game for the younger generations, and millennials and Gen Zers are becoming more transparent about their finances. Here's how to [mind your money manners]( with them. Quick bite: Boomers are more generous tippers than their younger counterparts. Only 35 percent of Gen Zers said they always tip when at a sit-down restaurant, compared to [83 percent of boomers](. [Read article]( Getty Image illustrations are used for editorial purposes in this newsletter. Below is credit to contributors: • SDI Productions/Getty Images • Catherine McQueen/Getty Images • Dan Dalton/Getty Images • martin-dm/Getty Images [fb]( [insta]( [in]( [tw]( [yt]( [tiktok]( © 2023 Bankrate, LLC. All Rights Reserved. Bankrate, LLC • 16 45 Palm Beach Lakes Boul evard • Su ite 12 00 • West Palm Beach, FL 33401 You received this update at {EMAIL} because you have a Bankrate account. 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