Slideshow World for Wednesday January 5, 2022

Interesting slide shows about the world Slideshow World by [ArcaMax](?ezine=782&r=DJ1bXQVHmn7m2wg8_KyjpHfy8NxWDV-Pd1CwfilvzjVDOjMyNzAwODM2NDpKOjIwNzIzMDI6TDo3ODI6Ujo2NjUxNTY6VjozOA) Sponsor Do This (Before Bed) And Burn Belly Fat All Night Long Drinking 1 cup of this delicious hot beverage sets you up to burn more fat than 45 exhausting minutes at your local gym or going on a strict diet. In fact, some folks are losingup to 23lbs of fat in just 21 days by drinking it every night. Plus, it's super easy to make right in your own kitchen. If you haven't tried this yet, you're going to want to add this to your daily routine. [=> Take 1 Cup of This Before Bed, Burn 3lbs of Belly Fat]( [Counties where mortgage payments have jumped the most in the past two years]( Angelica Leicht [ Counties where mortgage payments have jumped the most in the past two years ]( [See full slideshow »]( From tiny coastal towns in Maine to massive California metros, the national housing market has been roaring since the start of the pandemic. What started with an uptick in buying after mortgage rates fell to record lows quickly became a home-buying frenzy as the shift to remote work took hold. Buyers, suddenly free to work from any location, began snatching up homes in nearly every market and leaving housing shortages and vastly increased home prices in their wake. We’re now nearly two years into the global pandemic, but thus far, the frantic home-buying trends we saw at the start of the public health crisis have persisted. Most markets are still experiencing severe housing shortages—and while there have been bids to build more housing, the ongoing supply chain issues have made it nearly impossible to meet the increased demand. That said, there are signs that some of the frenzied home buying has started to slow. But while things may cool off a bit more over the next few months, the slower housing market pace may not translate to cheaper home prices. In fact, future homebuyers could be in for a surprise as home prices are expected to stay high until well into 2022. Purchasing a home will become even more expensive if predictions of rising interest and mortgage rates from inflation materialize. If this happens, it will likely cause a big uptick in the average monthly cost of mortgage payments in certain markets across the nation. In fact, we’ve already seen that trend occur in many markets due to the housing issues we’ve faced over the last two years. But where exactly is it happening—and why? Better, a homeownership platform with a free mortgage calculator, analyzed 2021 Q2 data from the National Association of REALTORS Housing Statistics and the 2019 U.S. Census Bureau’s American Community Survey. This was done to determine where median monthly mortgage payments have increased the most between 2019 and 2021. To determine the 2019 median mortgage payments, Better took the median home value for every county from the American Community Survey 2019 5-Year Estimates and calculated the monthly mortgage payment at a 30-year, fixed-rate mortgage with 10% down at a 3.94% interest rate. The monthly payments in this story do not include other costs of property ownership, such as property taxes, homeowner’s insurance, or HOA fees. To determine the 2021 median home value and mortgage payment data, the National Association of REALTORS applied the Federal Housing Finance Agency’s House Price Index to the 2019 median home values from the American Community Survey. It then calculated the monthly mortgage payment at a 30-year fixed-rate mortgage with 10% down at a 3% interest rate. The 2021 calculations also don’t take into account any other costs besides principal and interest. Visit thestacker.com for similar lists and stories. © 2021 Stacker Media, LLC; Distributed by Tribune Content Agency, LLC [Tweet It]( - [Facebook It]( Sponsor We All Love It and We're All Addicted To It... [7 Reasons We Love This Sugar Free Chocolate]( I have a big sweet tooth so I was so excited to find a company that creates high quality chocolate WITHOUT any sugar and that's actually good for you! They made sure you get all the health benefits of chocolate without the harmful effects of added sugar. They're called [Skinny Me Chocolate]( and they're offering all our subscribers a box of their finger licking chocolate - 100% Free. [Click and Try some - On Us today!]( [People in these states are the worst at buckling up]( Nicole Johnson [ People in these states are the worst at buckling up ]( [See full slideshow »]( According to the Insurance Institute of Highway Safety, 36,096 people died in motor vehicle crashes due to a variety of causes in 2019, including alcohol, speeding, problematic driving behaviors, and lack of safety belt use. The National Safety Council estimates that seat belts have saved 374,276 lives since 1975. Research supports this and several studies have found, “The seat belt is the single most effective feature in a vehicle to reduce the severity of injury to the vehicle occupants that results from road traffic crashes.” While not everyone uses safety belts, they have been around since the 19th century. Many streetcars were outfitted with lap belts in the 1930s, though they offered little protection for torsos and heads. Nash Motors, out of Wisconsin, began offering seat belts in 1949, and Wisconsin became the first state to require safety belts in front seats in 1961 for all car models from 1962 on, though this law did not make it mandatory for occupants to wear them. The three-point seat belt, most often used today, was devised by Volvo engineer Nils Bohlin in 1959, and such seat belts were mandatorily placed in all new U.S. vehicles beginning in 1968. New York became the first state to require mandatory seat belt use, though only in front seats. Those who didn't comply could be fined $50. The seat belt journey has not been an easy one though, and even with mounting science-based evidence of their ability to save lives, some people continue to refuse to use them. Reasons for lack of use range from device failure to personal choice. While seat belt usage varies from state to state, at the national level, 90.7% of people wear seat belts. Seat belt laws are either primary or secondary. With primary seat belt laws, police officers can ticket an unbelted driver or passenger regardless of whether they’ve committed another traffic offense. When it comes to secondary seat belt laws, law enforcement may only issue a ticket to an unbelted driver or passenger if they are committing another citable traffic offense. Seat belt laws are also variable across the country. Currently, New Hampshire is the only state in the nation that does not have a law that requires adult drivers and front-seat passengers to wear seat belts, though anyone under 18 must use a seat belt. Citing data from the National Highway Traffic Safety Administration, Uplift Legal Funding identified the states with the lowest seat belt use rates. Due to the impact of the coronavirus on data collection, Uplift used 2019 data which was available for all 50 states. 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